« Back to message list

Note: Don't reply to this message or anything like it. It's a scam!

Share

INFO

Sept. 14, 2013

Good day,

I am a, staff of Private Banking Services at the Bank of China (BOC). I am contacting you concerning
our customer and, an investment placed under our banks management 6 years ago.

I would respectfully request that you keep the contents of this mail confidential and respect the
integrity of the information you come by as a result of this mail. I contacted you independently of
our investigation and no one is informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you.

In 2006, the subject matter; ref: bb/boc/bank/0012   came to our bank to engage in business
discussions with our Private Banking Services Department. He informed us that he had a financial
portfolio of 8.35 million United States Dollars, which he wished to have us turn over (invest) on
his behalf.

I was the officer assigned to his case; I made numerous suggestions in line with my duties as the
de-facto chief operations officer of the Private Banking Services Department, especially given the
volume of funds he wished to put into our bank. We met on numerous occasions prior to any
investments being placed. I encouraged him to consider various growth funds with prime ratings. The
favored route in my advice to customers is to start by assessing data on 6000 traditional stocks and
bond managers and 2000 managers of alternative investments. Based on my advice, we spun the money
around various opportunities and made attractive margins for our first months of operation, the
accrued profit and interest stood at this point at over 10 million United States Dollars, this
margin was not the full potential of the fund but he desired low risk guaranteed returns on
investments. In mid 2010, he asked that the money be liquidated because he needed to make an urgent
investment requiring cash payments in Europe. He directed that I liquidate the funds and had it
deposited with a firm. I informed him that the bank would have to make special arrangements to have
this done and in order not to circumvent due process, the bank would have to make a 9.5 % deduction
from the funds to cater for banking and statutory charges. He complained about the charges but later
came around when I explained to him the complexities of the task he was asking of us. Cash movement
across borders has become especially strict since the incidents of 9/11. I contacted my affiliate in
 and had the funds available. I undertook all the processes and made sure I followed his precise
instructions to the letter and had the funds deposited in a security consultancy firm, the firm  is
a specialist private firm that accepts deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake transactions that need immediate access to
cash. This small and highly private organization is familiar especially to the highly placed and
well-connected organizations. In line with instructions, the money was deposited . He  told me he
wanted the money there in anticipation of his arrival from Norway later that week. This was the last
communication we had, this transpired around 9th October, 2010. 

In January last year, we got a call from the security firm  informing us that the inactivity of that
particular portfolio. This was an astounding position as far as I was concerned, given the fact that
I managed the private banking sector I was the only one who knew about the deposit , and I could not
understand why he had not come forward to claim his deposit. I made futile efforts to locate him I
immediately passed the task of locating him to the internal investigations department of the bank of
china. Four days later, information started to trickle in, apparently he was dead. A person who
suited his description was declared dead of a heart attack in Canne, South of France. We were soon
enough able to identify the body and cause of death was confirmed. The bank immediately launched an
investigation into possible surviving next of kin to alert about the situation and also to come
forward to claim his estate. If you are familiar with private banking affairs, those who patronize
our services usually prefer anonymity, but also some levels of detachment from conventional
processes. In his bio-data form, he listed no next of kin. In the field of private banking, opening
an account with us means no one will know of its existence, accounts are rarely held under a name;
depositors use numbers and codes to make the accounts anonymous. This bank also gives the choice to
depositors of having their mail sent to them or held at the bank itself, ensuring that there are no
traces of the account and as I said, rarely do they nominate next of kin. Private banking clients
apart from not nominating next of kin also usually in most cases leave wills in our care, in this
case; he died intestate.

In line with our internal processes for account holders who have passed away, we instituted our own
investigations in good faith to determine who should have right to claim the estate. This
investigation has for the past months been unfruitful. We have scanned every continent and used our
private investigation affiliate companies to get to the root of the problem. The investigation did
not ever yield any result My official capacity dictates that I am the only party to supervise the
investigation and the only party to receive the results of the investigation.  This leaves me as the
only person with the full picture of what the prevailing situation is in relation to the deposit and
the late beneficiary of the deposit. According to practice, the firm will by the end of this
financial year broadcast a request for statements of claim to BOC, failing to receive viable claims
they will most probably revert the deposit back to BOC. This will result in the money entering the
BOC accounting system and the portfolio will be out of my hands and out of the Private Banking
Services Department. This will not happen if I have my way.

What I wish to relate to you will smack of unethical practice but I want you to understand
something. It is only an outsider to the banking world who finds the internal politics of the
banking world aberrational. The world of private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain portfolios. You should have begun by now to put
together the general direction of what I propose. There is US$ 8,370,000.00 deposited , I alone have
the deposit details and they will release the deposit to no one unless I instruct them to do so. I
alone know of the existence of this deposit for as far as BOC is concerned, the transaction with our
deceased customer concluded when I sent the funds to the firm, all outstanding interactions in
relation to the file are just customer services and due process.  They are simply awaiting
instructions to release the deposit to any party that comes forward. This is the situation.

This bank has spent great amounts of money trying to track this man's family; they have investigated
for months and have found no family. The investigation has come to an end.

My proposal;  I am prepared to place you in a position to give instruction for the release of the 
deposit to you as the closest surviving relation. Upon receipt of the deposit, I am prepared to
share the money with you in half. That is: I will simply nominate you as the next of kin and have
them release the deposit to you. We share the proceeds 50/50.

I would have gone ahead to ask the funds be released to me, but that would have drawn a straight
line to me and my involvement in claiming the deposit. I assure you that I could have the deposit
released to you within a few days. I will simply inform the bank of the final closing of the file
relating to the customer  I will then officially communicate with  firm  and instruct them to
release the deposit to you. With these two things: all is done. The alternative would be for us to
have firm direct the funds to another bank with you as account holder. This way there will be no
need for you to think of receiving the money from the firm.  We can fine-tune this based on our
interactions.

I am aware of the consequences of this proposal. I ask that if you find no interest in this project
that you should discard this mail. I ask that you do not be vindictive and destructive. If my offer
is of no appeal to you, delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal. You may not know this but people like myself who
have made tidy sums out of comparable situations run the whole private banking sector. I am not a
criminal and what I do, I do not find against good conscience, this may be hard for you to
understand, but the dynamics of my industry dictates that I make this move. Such opportunities only
come ones' way once in a lifetime. I cannot let this chance pass me by, for once I find myself in
total control of my destiny. These chances won't pass me by. I ask that you do not destroy my
chance, if you will not work with me let me know and let me move on with my life but do not destroy
me. I am a family man and this is an opportunity to provide them with new opportunities. There is a
reward for this project and it is a task well worth undertaking. I have evaluated the risks and the
only risk I have here is from you refusing to work with me and alerting my bank. I am the only one
who knows of this situation, good fortune has blessed you with a name that has planted you into the
center of relevance in my life. Let's share the blessing.

If you find yourself able to work with me, contact me through this same email account. If you give
me positive signals, I will initiate this process towards a conclusion. I wish to inform you that
should you contact me via official channels; I will deny knowing you and about this project. I
repeat, I do not want you contacting me through my official phone lines nor do I want you contacting
me through my official email account. Contact me only through  through this email address. I do not
want any direct link between you and me. My official lines are not secure lines as they are
periodically monitored to assess our level of customer care in line with our Total Quality
Management Policy. Please observe this instruction religiously. Please, again, note I am a family
man; I have a wife and children. I send you this mail not without a measure of fear as to what the
consequences, but I know within me that nothing ventured is nothing gained and that success and
riches never come easy or on a platter of gold. This is the one truth I have learned from my private
banking clients. Do not betray my confidence. If we can be of one accord, send me your response to
enable us commence this line of discussion ONLY on my private email : changor@live.com


I await your response.

Gordon.