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Partnership in Business

Oct. 11, 2013

Dear Sir/Madam

I am Shil Hwang, Director at Bank Of East Asia. A transfer of USD26.5M was deposited by our Late
Client Mr George Morgan who died without declaring any next of kin before his death in 2008. You are
to stand as the next of kin to my late client and we shall share in the ratio of 50% for me, 50% for
you. Please get back to me if intrested.

Warm Regards
Shil Hwang