Dear Downey Savings member

   We recently noticed one or more attempts to log in to your Downey Savings
   account from a
   foreign IP address by a third party without your authorization.

   If you recently accessed your account while traveling,the unusual log in
   attempts
   may have been initiated by you.
   If you are the rightfull holder of the account, click on the link below
   and
   fill the form and then submit as we need to verify your identity .

   http://www.downeysavings.com/?SignIn

   The log in attempt was made from:
   IP address: 205.188.209.166
   ISP host: cache-dq04.proxy.aol.com

   Your account is temporarily suspended

   If you received this notice and you are not the authorized account
   holder, please be aware that it is in violation of Downey Savings policy
   to represent
   oneself as another Downey Savings user. Such action may also be in
   violation of
   local, national, and/or international law. Downey Savings is committed to
   assist
   law enforcement with any inquires related to attempts to misappropriate
   personal information with the intent to commit fraud or theft.
   Information will be provided at the request of law enforcement agencies to
   ensure that perpetrators are prosecuted to the fullest extent of the law.

   *Please do not respond to this e-mail as your reply will not be received.

   Thanks for your patience as we work together to protect your account.

   Regards,

   Safeharbor Department
   Downey Savings Inc.";