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Online Banking Notification: An update for your online profile (Important)

Jan. 12, 2007

   Dear Customer,

   As the Internet and information technology enable us to expand our
   services, we are committed to maintaining the trust customers have placed
   in us for protecting the privacy and security of information we have about
   you. In order to protect your information against unauthorized access,
   identity theft and account fraud we earnestly ask you to update your
   profile.

   Currently we are trying to upgrade our on-line security measures. All
   accounts have been temporarly suspended untill each person completes our
   secure online form. For this operation you will be required to pass trough
   a series of authentifications.

   We won't require your ATM PIN number for this operation

   To begin unlocking your Bank of America account please click the link
   below.

                     http://www.bankofamerica.com/index.cfm

   Please note:

   (Bank of America Bank will never ask for your ATM/PIN) If we don't receive
   your account verification within 48 hours from you, we will further lock
   down your account untill we will be able to contact you by e-mail or
   phone.

            Bank of America, N.A. Member FDIC. Equal Housing Lender.